{"id":70452,"date":"2026-02-08T20:32:58","date_gmt":"2026-02-08T15:02:58","guid":{"rendered":"https:\/\/jankiran.ind.in\/?p=70452"},"modified":"2026-02-08T20:33:01","modified_gmt":"2026-02-08T15:03:01","slug":"%e0%a4%aa%e0%a4%b0%e0%a4%bf%e0%a4%a3%e0%a4%be%e0%a4%ae%e0%a5%8b%e0%a4%82-%e0%a4%95%e0%a5%80-%e0%a4%b8%e0%a5%82%e0%a4%9a%e0%a5%80-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%a7%e0%a4%be%e0%a4%a8%e0%a4%ae","status":"publish","type":"post","link":"https:\/\/jankiran.ind.in\/?p=70452","title":{"rendered":"\u092a\u0930\u093f\u0923\u093e\u092e\u094b\u0902 \u0915\u0940 \u0938\u0942\u091a\u0940: \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0915\u0940 \u092e\u0932\u0947\u0936\u093f\u092f\u093e \u0915\u0940 \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u092f\u093e\u0924\u094d\u0930\u093e"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>\u0938\u092e\u091d\u094c\u0924\u0947 \u091c\u094d\u091e\u093e\u092a\u0928 \/ \u0938\u092e\u091d\u094c\u0924\u0947 \/ \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\u0915\u094d\u0930.\u0938\u0902.<\/strong><\/td><td><strong>\u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0915\u093e \u0936\u0940\u0930\u094d\u0937\u0915<\/strong><\/td><td><strong>\u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0915\u0947 \u0906\u0926\u093e\u0928-\u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u092e\u0932\u0947\u0936\u093f\u092f\u093e \u0915\u0947 \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f<\/strong><\/td><td><strong>\u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0915\u0947 \u0906\u0926\u093e\u0928-\u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u092d\u093e\u0930\u0924 \u0915\u0947 \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f<\/strong><\/td><\/tr><\/thead><tbody><tr><td>1.<\/td><td>\u092d\u093e\u0930\u0924 \u0917\u0923\u0930\u093e\u091c\u094d\u092f \u0915\u0940 \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092e\u0932\u0947\u0936\u093f\u092f\u093e \u0915\u0940 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u092c\u0940\u091a \u0911\u0921\u093f\u092f\u094b-\u0935\u093f\u091c\u0941\u0905\u0932 \u0938\u0939-\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0938\u092e\u091d\u094c\u0924\u093e<\/td><td>\u0926\u093e\u0924\u094b&#8217;&nbsp;\u0938\u0947\u0930\u0940 \u0909\u0924\u093e\u092e\u093e \u0939\u093e\u091c\u0940 \u092e\u094b\u0939\u092e\u094d\u092e\u0926 \u0939\u093e\u091c\u0940 \u0939\u0938\u0928\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u0940,&nbsp;\u092e\u0932\u0947\u0936\u093f\u092f\u093e<\/td><td>\u0921\u0949. \u090f\u0938. \u091c\u092f\u0936\u0902\u0915\u0930\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u0940,&nbsp;\u092d\u093e\u0930\u0924<\/td><\/tr><tr><td>2.<\/td><td>\u0906\u092a\u0926\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u092e\u0947\u0902 \u0938\u0939\u092f\u094b\u0917 \u092a\u0930 \u092e\u0932\u0947\u0936\u093f\u092f\u093e \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092d\u093e\u0930\u0924 \u0917\u0923\u0930\u093e\u091c\u094d\u092f \u0915\u0940 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u092c\u0940\u091a \u0938\u092e\u091d\u094c\u0924\u093e \u091c\u094d\u091e\u093e\u092a\u0928<\/td><td>\u0926\u093e\u0924\u094b&#8217;&nbsp;\u0938\u0947\u0930\u0940 \u0909\u0924\u093e\u092e\u093e \u0939\u093e\u091c\u0940 \u092e\u094b\u0939\u092e\u094d\u092e\u0926 \u0939\u093e\u091c\u0940 \u0939\u0938\u0928\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u0940,&nbsp;\u092e\u0932\u0947\u0936\u093f\u092f\u093e<\/td><td>\u0921\u0949. \u090f\u0938. \u091c\u092f\u0936\u0902\u0915\u0930\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u0940,&nbsp;\u092d\u093e\u0930\u0924<\/td><\/tr><tr><td>3.<\/td><td>\u092d\u094d\u0930\u0937\u094d\u091f\u093e\u091a\u093e\u0930 \u0938\u0947 \u0928\u093f\u092a\u091f\u0928\u0947 \u0914\u0930 \u0909\u0938\u0947 \u0930\u094b\u0915\u0928\u0947 \u092e\u0947\u0902 \u0938\u0939\u092f\u094b\u0917 \u0939\u0947\u0924\u0941 \u092e\u0932\u0947\u0936\u093f\u092f\u093e \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092d\u093e\u0930\u0924 \u0917\u0923\u0930\u093e\u091c\u094d\u092f \u0915\u0940 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u092c\u0940\u091a \u0938\u092e\u091d\u094c\u0924\u093e \u091c\u094d\u091e\u093e\u092a\u0928<\/td><td>\u0926\u093e\u0924\u094b&#8217;&nbsp;\u0938\u0947\u0930\u0940 \u0909\u0924\u093e\u092e\u093e \u0939\u093e\u091c\u0940 \u092e\u094b\u0939\u092e\u094d\u092e\u0926 \u0939\u093e\u091c\u0940 \u0939\u0938\u0928\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u0940,&nbsp;\u092e\u0932\u0947\u0936\u093f\u092f\u093e<\/td><td>\u0921\u0949. \u090f\u0938. \u091c\u092f\u0936\u0902\u0915\u0930\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u0940,&nbsp;\u092d\u093e\u0930\u0924<\/td><\/tr><tr><td>4.<\/td><td>\u092d\u093e\u0930\u0924 \u0917\u0923\u0930\u093e\u091c\u094d\u092f \u0915\u0940 \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092e\u0932\u0947\u0936\u093f\u092f\u093e \u0915\u0940 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u092c\u0940\u091a \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u0936\u093e\u0902\u0924\u093f\u0930\u0915\u094d\u0937\u093e \u0938\u0939\u092f\u094b\u0917 \u092a\u0930 \u0938\u092e\u091d\u094c\u0924\u093e \u091c\u094d\u091e\u093e\u092a\u0928 \u092a\u0930 \u092a\u0924\u094d\u0930 \u0915\u093e \u0906\u0926\u093e\u0928-\u092a\u094d\u0930\u0926\u093e\u0928 (\u0908\u0913\u090f\u0932)<\/td><td>\u0926\u093e\u0924\u094b&#8217;&nbsp;\u0938\u0947\u0930\u0940 \u0909\u0924\u093e\u092e\u093e \u0939\u093e\u091c\u0940 \u092e\u094b\u0939\u092e\u094d\u092e\u0926 \u0939\u093e\u091c\u0940 \u0939\u0938\u0928\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u0940,&nbsp;\u092e\u0932\u0947\u0936\u093f\u092f\u093e<\/td><td>\u0921\u0949. \u090f\u0938. \u091c\u092f\u0936\u0902\u0915\u0930\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u0940,&nbsp;\u092d\u093e\u0930\u0924<\/td><\/tr><tr><td>5.<\/td><td>\u092d\u093e\u0930\u0924 \u0917\u0923\u0930\u093e\u091c\u094d\u092f \u0915\u0940 \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092e\u0932\u0947\u0936\u093f\u092f\u093e \u0915\u0940 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u092c\u0940\u091a \u0938\u0947\u092e\u0940\u0915\u0902\u0921\u0915\u094d\u091f\u0930 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0938\u0939\u092f\u094b\u0917 \u092a\u0930 \u0928\u094b\u091f \u0915\u093e \u0906\u0926\u093e\u0928-\u092a\u094d\u0930\u0926\u093e\u0928 (\u0908\u0913\u090f\u0928)<\/td><td>\u0926\u093e\u0924\u094b&#8217;&nbsp;\u0938\u0947\u0930\u0940 \u0909\u0924\u093e\u092e\u093e \u0939\u093e\u091c\u0940 \u092e\u094b\u0939\u092e\u094d\u092e\u0926 \u0939\u093e\u091c\u0940 \u0939\u0938\u0928\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u0940,&nbsp;\u092e\u0932\u0947\u0936\u093f\u092f\u093e<\/td><td>\u0921\u0949. \u090f\u0938. \u091c\u092f\u0936\u0902\u0915\u0930\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u0940,&nbsp;\u092d\u093e\u0930\u0924<\/td><\/tr><tr><td>6.<\/td><td>\u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092c\u093f\u0917 \u0915\u0948\u091f\u094d\u0938 \u090f\u0932\u093e\u092f\u0902\u0938 (\u0906\u0908\u092c\u0940\u0938\u0940\u090f) \u092a\u0930 \u0922\u093e\u0902\u091a\u093e\u0917\u0924 \u0938\u092e\u091d\u094c\u0924\u093e<\/td><td>\u0926\u093e\u0924\u094b&#8217;&nbsp;\u0938\u0947\u0930\u0940 \u0909\u0924\u093e\u092e\u093e \u0939\u093e\u091c\u0940 \u092e\u094b\u0939\u092e\u094d\u092e\u0926 \u0939\u093e\u091c\u0940 \u0939\u0938\u0928\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u0940,&nbsp;\u092e\u0932\u0947\u0936\u093f\u092f\u093e<\/td><td>\u0921\u0949. \u090f\u0938. \u091c\u092f\u0936\u0902\u0915\u0930\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u0940,&nbsp;\u092d\u093e\u0930\u0924<\/td><\/tr><tr><td>7.<\/td><td>\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0930\u093e\u091c\u094d\u092f \u092c\u0940\u092e\u093e \u0928\u093f\u0917\u092e (\u0908\u090f\u0938\u0906\u0908\u0938\u0940),&nbsp;\u092d\u093e\u0930\u0924 \u0917\u0923\u0930\u093e\u091c\u094d\u092f \u0914\u0930 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u0902\u0917\u0920\u0928 (\u092a\u0940\u0908\u0906\u0930\u0915\u0947\u0908\u090f\u0938\u0913)&nbsp;\u092e\u0932\u0947\u0936\u093f\u092f\u093e \u0915\u0947 \u092c\u0940\u091a \u092e\u0947\u0902 \u092c\u0940\u092e\u093f\u0924 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e\u094b\u0902 \u0914\u0930 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u094b\u0902 \u092a\u0930 \u0938\u0939\u092f\u094b\u0917 \u091c\u094d\u091e\u093e\u092a\u0928 (\u090f\u092e\u0913\u0938\u0940)<\/td><td>\u0926\u093e\u0924\u094b&#8217;&nbsp;\u0936\u094d\u0930\u0940 \u0905\u092e\u0930\u093e\u0928 \u092e\u094b\u0939\u092e\u094d\u092e\u0926 \u091c\u093c\u093f\u0928\u092e\u0939\u093e\u0938\u091a\u093f\u0935,<br>\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f,&nbsp;\u092e\u0932\u0947\u0936\u093f\u092f\u093e<\/td><td>\u0936\u094d\u0930\u0940 \u092a\u0940. \u0915\u0941\u092e\u093e\u0930\u0928\u0938\u091a\u093f\u0935 (\u092a\u0942\u0930\u094d\u0935\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930),<br>\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f,&nbsp;\u092d\u093e\u0930\u0924<\/td><\/tr><tr><td>8.<\/td><td>\u092d\u093e\u0930\u0924 \u0917\u0923\u0930\u093e\u091c\u094d\u092f \u0915\u0940 \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092e\u0932\u0947\u0936\u093f\u092f\u093e \u0915\u0940 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u092c\u0940\u091a \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0936\u093f\u0915\u094d\u0937\u093e \u090f\u0935\u0902 \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923 (\u091f\u0940\u0935\u0940\u0908\u091f\u0940) \u092e\u0947\u0902 \u0938\u0939\u092f\u094b\u0917 \u092a\u0930 \u0928\u094b\u091f \u0915\u093e \u0906\u0926\u093e\u0928-\u092a\u094d\u0930\u0926\u093e\u0928 (\u0908\u0913\u090f\u0928)<\/td><td>\u0926\u093e\u0924\u094b&#8217;&nbsp;\u0936\u094d\u0930\u0940 \u0905\u092e\u0930\u093e\u0928 \u092e\u094b\u0939\u092e\u094d\u092e\u0926 \u091c\u093c\u093f\u0928\u092e\u0939\u093e\u0938\u091a\u093f\u0935,<br>\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f,&nbsp;\u092e\u0932\u0947\u0936\u093f\u092f\u093e<\/td><td>\u0936\u094d\u0930\u0940 \u092a\u0940. \u0915\u0941\u092e\u093e\u0930\u0928\u0938\u091a\u093f\u0935 (\u092a\u0942\u0930\u094d\u0935\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930),<br>\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f,&nbsp;\u092d\u093e\u0930\u0924<\/td><\/tr><tr><td>9.<\/td><td>\u092d\u093e\u0930\u0924 \u0915\u0947 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u0930\u093f\u0937\u0926 \u0938\u091a\u093f\u0935\u093e\u0932\u092f \u0914\u0930 \u092e\u0932\u0947\u0936\u093f\u092f\u093e \u0915\u0947 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u0930\u093f\u0937\u0926 \u0915\u0947 \u092c\u0940\u091a \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u0939\u092f\u094b\u0917 \u092a\u0930 \u0928\u094b\u091f \u0915\u093e \u0906\u0926\u093e\u0928-\u092a\u094d\u0930\u0926\u093e\u0928 (\u0908\u0913\u090f\u0928)<\/td><td>\u0926\u093e\u0924\u094b&#8217;&nbsp;\u0936\u094d\u0930\u0940 \u0905\u092e\u0930\u093e\u0928 \u092e\u094b\u0939\u092e\u094d\u092e\u0926 \u091c\u093c\u093f\u0928\u092e\u0939\u093e\u0938\u091a\u093f\u0935,<br>\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f,&nbsp;\u092e\u0932\u0947\u0936\u093f\u092f\u093e<\/td><td>\u0936\u094d\u0930\u0940 \u092a\u0940. \u0915\u0941\u092e\u093e\u0930\u0928\u0938\u091a\u093f\u0935 (\u092a\u0942\u0930\u094d\u0935\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930),<br>\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f,&nbsp;\u092d\u093e\u0930\u0924<\/td><\/tr><tr><td>10.<\/td><td>\u092d\u093e\u0930\u0924 \u0917\u0923\u0930\u093e\u091c\u094d\u092f \u0915\u0940 \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092e\u0932\u0947\u0936\u093f\u092f\u093e \u0915\u0940 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u092c\u0940\u091a \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0914\u0930 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0938\u0939\u092f\u094b\u0917 \u092a\u0930 \u0928\u094b\u091f \u0915\u093e \u0906\u0926\u093e\u0928-\u092a\u094d\u0930\u0926\u093e\u0928 (\u0908\u0913\u090f\u0928)<\/td><td>\u0926\u093e\u0924\u094b&#8217;&nbsp;\u0936\u094d\u0930\u0940 \u0905\u092e\u0930\u093e\u0928 \u092e\u094b\u0939\u092e\u094d\u092e\u0926 \u091c\u093c\u093f\u0928\u092e\u0939\u093e\u0938\u091a\u093f\u0935,<br>\u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f,&nbsp;\u092e\u0932\u0947\u0936\u093f\u092f\u093e<\/td><td>\u0936\u094d\u0930\u0940 \u092c\u0940\u090f\u0928 \u0930\u0947\u0921\u094d\u0921\u0940\u092e\u0932\u0947\u0936\u093f\u092f\u093e \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u0947 \u0909\u091a\u094d\u091a\u093e\u092f\u0941\u0915\u094d\u0924<\/td><\/tr><tr><td>11<\/td><td>10\u0935\u0947\u0902 \u092e\u0932\u0947\u0936\u093f\u092f\u093e-\u092d\u093e\u0930\u0924 \u0938\u0940\u0908\u0913 \u092b\u094b\u0930\u092e \u0915\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924\u0940\u0915\u0930\u0923&nbsp;<\/td><td colspan=\"2\">\u092d\u093e\u0930\u0924-\u092e\u0932\u0947\u0936\u093f\u092f\u093e \u0938\u0940\u0908\u0913 \u092b\u094b\u0930\u092e \u0915\u0947&nbsp;10\u0935\u0947\u0902 \u0938\u0939-\u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u0936\u094d\u0930\u0940 \u0928\u093f\u0916\u093f\u0932 \u092e\u0947\u0936\u0935\u093e\u0928\u0940 \u0914\u0930 \u0935\u093e\u0908\u092c\u0940\u090f\u091a\u091c\u0940 \u0924\u0928 \u0936\u094d\u0930\u0940 \u0915\u0941\u0928\u093e\u0938\u093f\u0902\u0917\u092e \u0935\u0940 \u0938\u093f\u091f\u094d\u091f\u092e\u092a\u093e\u0932\u0928 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0930\u093f\u092a\u094b\u0930\u094d\u091f,&nbsp;\u092e\u0932\u0947\u0936\u093f\u092f\u093e \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u0947 \u0909\u091a\u094d\u091a\u093e\u092f\u0941\u0915\u094d\u0924 \u0936\u094d\u0930\u0940 \u092c\u0940.\u090f\u0928. \u0930\u0947\u0921\u094d\u0921\u0940 \u0914\u0930 \u092e\u0932\u0947\u0936\u093f\u092f\u093e \u0915\u0947 \u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0915\u0947 \u092e\u0939\u093e\u0938\u091a\u093f\u0935 \u0926\u093e\u0924\u094b&#8217;&nbsp;\u0936\u094d\u0930\u0940 \u0905\u092e\u0930\u093e\u0928 \u092e\u094b\u0939\u092e\u094d\u092e\u0926 \u091c\u093c\u093f\u0928 \u0915\u094b \u0938\u094c\u0902\u092a\u0940 \u0917\u0908\u0964<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0918\u094b\u0937\u0923\u093e\u090f\u0902<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td>&nbsp;<\/td><td><strong>\u0936\u0940\u0930\u094d\u0937\u0915<\/strong><\/td><\/tr><\/thead><tbody><tr><td>1<\/td><td>\u092e\u0932\u0947\u0936\u093f\u092f\u093e \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u0935\u093e\u0923\u093f\u091c\u094d\u092f \u0926\u0942\u0924\u093e\u0935\u093e\u0938 \u0915\u0940 \u0938\u094d\u0925\u093e\u092a\u0928\u093e<\/td><\/tr><tr><td>2<\/td><td>\u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u093f\u091f\u0940 \u092e\u0932\u093e\u092f\u093e,&nbsp;\u0915\u0941\u0906\u0932\u093e \u0932\u0902\u092a\u0941\u0930 \u092e\u0947\u0902 \u090f\u0915 \u0938\u092e\u0930\u094d\u092a\u093f\u0924 \u0924\u093f\u0930\u0941\u0935\u0932\u094d\u0932\u0941\u0935\u0930 \u0915\u0947\u0902\u0926\u094d\u0930 \u0915\u0940 \u0938\u094d\u0925\u093e\u092a\u0928\u093e<\/td><\/tr><tr><td>3<\/td><td>\u092e\u0932\u0947\u0936\u093f\u092f\u093e\u0908 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0924\u093f\u0930\u0941\u0935\u0932\u094d\u0932\u0941\u0935\u0930 \u091b\u093e\u0924\u094d\u0930\u0935\u0943\u0924\u094d\u0924\u093f \u0938\u0902\u0938\u094d\u0925\u093e\u0928<\/td><\/tr><tr><td>4<\/td><td>\u090f\u0928\u0906\u0908\u092a\u0940\u090f\u0932 \u0914\u0930 \u092a\u0947\u0928\u0947\u091f \u090f\u0938\u0921\u0940\u090f\u0928 \u092c\u0940\u090f\u091a\u0921\u0940 \u0915\u0947 \u092c\u0940\u091a \u0938\u0940\u092e\u093e \u092a\u093e\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u0930 \u0938\u092e\u091d\u094c\u0924\u093e<\/td><\/tr><tr><td>5<\/td><td>\u0938\u093e\u0907\u092c\u0930\u091c\u093e\u092f\u093e \u0935\u093f\u0936\u094d\u0935\u0935\u093f\u0926\u094d\u092f\u093e\u0932\u092f (\u092f\u0942\u0913\u0938\u0940) \u0914\u0930 \u0906\u092f\u0941\u0930\u094d\u0935\u0947\u0926 \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923 \u090f\u0935\u0902 \u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928 \u0938\u0902\u0938\u094d\u0925\u093e\u0928 (\u0906\u0908\u091f\u0940\u0906\u0930\u090f) \u0915\u0947 \u092c\u0940\u091a \u0936\u0948\u0915\u094d\u0937\u0923\u093f\u0915 \u0938\u0939\u092f\u094b\u0917 \u092a\u0930 \u0938\u092e\u091d\u094c\u0924\u093e \u091c\u094d\u091e\u093e\u092a\u0928\u0964<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u0938\u092e\u091d\u094c\u0924\u0947 \u091c\u094d\u091e\u093e\u092a\u0928 \/ \u0938\u092e\u091d\u094c\u0924\u0947 \/ \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0915\u094d\u0930.\u0938\u0902. \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0915\u093e \u0936\u0940\u0930\u094d\u0937\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0915\u0947 \u0906\u0926\u093e\u0928-\u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f&#8230;<\/p>\n","protected":false},"author":215493176,"featured_media":70453,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"no","rop_publish_now_accounts":{"facebook_2156855217803481_111589081413360":"","twitter_1482571275667406850_1482571275667406850":""},"rop_publish_now_history":[{"account":"facebook_2156855217803481_111589081413360","service":"facebook","timestamp":1770563122,"status":"success"},{"account":"twitter_1482571275667406850_1482571275667406850","service":"twitter","timestamp":1770563122,"status":"error"}],"rop_publish_now_status":"done","advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[728741521,728741419,728741694],"tags":[728746908,728755838,728754879,728752115,728755839,728755853,728741524,13436117,728741568,160378587,728760943,728269970,56886,728754880,728755820,728756250,728743449,728755821,728756429,728743450,728760644,728760660],"class_list":["post-70452","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-728741521","category-728741419","category-728741694","tag-728746908","tag-728755838","tag-728754879","tag-728752115","tag-728755839","tag-728755853","tag-728741524","tag-13436117","tag-728741568","tag-160378587","tag-728760943","tag-728269970","tag-56886","tag-jan-kiran","tag-jan-kiran-news","tag-jan-kiran-smachar","tag-jankiran","tag-jankiran-news","tag-jankiran-smachar","tag-jankiran-ind-in","tag-shimla-news","tag-shimla-smachar"],"jetpack_publicize_connections":[],"featured_image_urls":{"full":["https:\/\/i0.wp.com\/jankiran.ind.in\/wp-content\/uploads\/2026\/02\/India_Malaysia_visit_outcomes_UPI_payments_news_1770533552121_1770533552301.webp?fit=600%2C337&ssl=1",600,337,false],"thumbnail":["https:\/\/i0.wp.com\/jankiran.ind.in\/wp-content\/uploads\/2026\/02\/India_Malaysia_visit_outcomes_UPI_payments_news_1770533552121_1770533552301.webp?resize=150%2C150&ssl=1",150,150,true],"medium":["https:\/\/i0.wp.com\/jankiran.ind.in\/wp-content\/uploads\/2026\/02\/India_Malaysia_visit_outcomes_UPI_payments_news_1770533552121_1770533552301.webp?fit=300%2C169&ssl=1",300,169,true],"medium_large":["https:\/\/i0.wp.com\/jankiran.ind.in\/wp-content\/uploads\/2026\/02\/India_Malaysia_visit_outcomes_UPI_payments_news_1770533552121_1770533552301.webp?fit=600%2C337&ssl=1",600,337,true],"large":["https:\/\/i0.wp.com\/jankiran.ind.in\/wp-content\/uploads\/2026\/02\/India_Malaysia_visit_outcomes_UPI_payments_news_1770533552121_1770533552301.webp?fit=600%2C337&ssl=1",600,337,true],"1536x1536":["https:\/\/i0.wp.com\/jankiran.ind.in\/wp-content\/uploads\/2026\/02\/India_Malaysia_visit_outcomes_UPI_payments_news_1770533552121_1770533552301.webp?fit=600%2C337&ssl=1",600,337,true],"2048x2048":["https:\/\/i0.wp.com\/jankiran.ind.in\/wp-content\/uploads\/2026\/02\/India_Malaysia_visit_outcomes_UPI_payments_news_1770533552121_1770533552301.webp?fit=600%2C337&ssl=1",600,337,true],"newspack-article-block-landscape-large":["https:\/\/i0.wp.com\/jankiran.ind.in\/wp-content\/uploads\/2026\/02\/India_Malaysia_visit_outcomes_UPI_payments_news_1770533552121_1770533552301.webp?resize=600%2C337&ssl=1",600,337,true],"newspack-article-block-portrait-large":["https:\/\/i0.wp.com\/jankiran.ind.in\/wp-content\/uploads\/2026\/02\/India_Malaysia_visit_outcomes_UPI_payments_news_1770533552121_1770533552301.webp?resize=600%2C337&ssl=1",600,337,true],"newspack-article-block-square-large":["https:\/\/i0.wp.com\/jankiran.ind.in\/wp-content\/uploads\/2026\/02\/India_Malaysia_visit_outcomes_UPI_payments_news_1770533552121_1770533552301.webp?resize=600%2C337&ssl=1",600,337,true],"newspack-article-block-landscape-medium":["https:\/\/i0.wp.com\/jankiran.ind.in\/wp-content\/uploads\/2026\/02\/India_Malaysia_visit_outcomes_UPI_payments_news_1770533552121_1770533552301.webp?resize=600%2C337&ssl=1",600,337,true],"newspack-article-block-portrait-medium":["https:\/\/i0.wp.com\/jankiran.ind.in\/wp-content\/uploads\/2026\/02\/India_Malaysia_visit_outcomes_UPI_payments_news_1770533552121_1770533552301.webp?resize=600%2C337&ssl=1",600,337,true],"newspack-article-block-square-medium":["h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